Latest Home Loan
Interest Rate
9%

Getting a Home Loan from Sanlam Home Loans is easy!

Whether you already have a mortgage bond registered with another financial institution or whether you need a new home loan, just consider the benefits of a home loan through Sanlam Home Loans:

	you'll pay lower interest rates - concessions of up to 2%
	you may use the value of your house to raise cash, consolidate debt or buy a new home
	you'll do business with a company, in a group, that you know and trust, and
	you can get qualified financial advice on how your home loan can complement your financial planning.

Why can we offer you a lower interest rate?

In South Africa, banks traditionally provide home loans by getting their funds from their own investors and depositors. To service these investors and depositors means banks must have an expensive branch network. They then add 3% to 5% interest on to the cost of these funds to cover overheads and still provide a profit margin for themselves.

At Sanlam Home Loans, we are linking individual borrowers directly to the wholesale investors through a process called securitisation. Therefore we don't need an expensive branch network, thus saving borrowers millions.