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Personal Loans

Application Form


We offer Personal Loans from R1 000 to R15 000 with flexible repayment options.

Once your loan is approved, the money will be paid directly into your bank account.

General Payment Information

Amount you could qualify for:

The amount you may borrow:

  • Personal loans: from R 2 000 to R 15 000
  • Educational Funding: from R1 000 up to R50 000
  • Consumer Finance: from R1 000 up to R50 000
The amount you qualify for depends on your income and your credit risk.

Repayment period:

The loan period that applies to your Personal loan is based on your credit risk, minimum term is 3 months and maximum term is 36 etc months.
The repayment period of the loan will be affected by deposits in excess of the minimum monthly instalments.

Interest rate:

The interest rate you pay on your Loan is not fixed and will be affected by fluctuations in the prime rate.
Interest payable is calculated on your daily outstanding balance but charged to your account once a month.
Minimum interest rate from 5% per month to a maximum 43.1%(just an example based on maximum) per annum (as per the NCA)
The interest rate will vary based on your credit risk, term of loan and prime interest rates.

All fields marked with a * are required:
Personal Details
Title*
First Name*
Last Name*
ID Document Type* ID Book Passport
ID or Passport Number*
Occupational Status*
Marital Status*

Contact Details
Home Phone Number
Cellphone Number
Work Phone Number
Email Address*
Residential Line 1*
Residential Line 2
Suburb*
City *
Postal Code*

Credit History
Have you ever been declared insolvent* Yes No
Are you currently under debt review* Yes No
Do you have any debt rearrangements* Yes No
Can we conduct a credit check* Yes No

Financial Information
Your combined gross monthly income*
Your combined nett monthly income*
The value of your monthly expenses*
Additional Extra Income
Nett Surplus Income