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Debt Consolidation Home Loan

Application Form - Debt Consolidation Home Loan

What is Debt Consolidation?

Mortgage Plus through Aspire utilises its own funding to provide you with one loan to settle your debts, even if you have a poor credit profile.

A home loan is secured against your property and carries one of the lowest
interest rates. The aim of debt consolidation is to increase the amount of the
existing home loan and use this amount to settle your debts. This should
improve your monthly cash flow due to the lower interest rates and finance
charges offered on home loans.

How Does It Work?

	We loan you the amount you require and use this amount to settle your debts
	You remain the owner of the property
	Judgements that have been taken against you are rescinded
	Your credit bureau profile is improved dramatically
	Once your credit bureau profile has improved, we apply for an additional home loan.
	Our loan is repaid by the bank that grants you the additional home loan.

What are the Requirements?

	Your debt must be more than R30 000
	Your gross monthly household income must be more than of R8 500
	You must have sufficient equity in your property – minimum property value of R200 000
	A maximum home loan of 75% of the current market value of your property is applicable (including your existing home loan)
	Your monthly home loan repayment cannot exceed 30% of your gross monthly household income

We will need a copy of the following from you:

	ID document
	Marriage certificate (if applicable)
	Anti-nuptial contract (if applicable)
	3 Months bank statements
	6 Months bond statements
	3 Months salary slips
	Latest rates account
	Latest water & electricity account

Complete the online form below to apply for your Debt Consolidation Home Loan.

Mortgage Plus Application Form
Applying For *

Personal Details
Title *
First Name *
Last Name
ID Document Type *
ID or Passport Number *
Occupational Status
Marital Status *

Contact Details
Home Phone Number *
Cellphone Number *
Work Phone Number *
Email Address *
Residential Line 1 *
Residential Line 2
Suburb *
City *
Postal Code *

Credit History
Have you ever been declared insolvent *
Are you currently under debt review *
Do you have any debt rearrangements *
Can we conduct a credit check *
Are you on ITC *

Financial Information
Your combined gross monthly income *
Your combined nett monthly income *
The value of your monthly expenses *
Additional Extra Income
Nett Surplus Income *

Bond Details
Loan amount
Deposit

Additional
I know exactly what I need please send me the required documentation
I知 not too sure please give me a call
This is only a enquiry, please give me more information on:
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Applying For *
Title *
First Name *
Last Name
ID Document Type *
ID or Passport Number *
Occupational Status
Marital Status *
Home Phone Number *
Cellphone Number *
Work Phone Number *
Email Address *
Residential Line 1 *
Residential Line 2
Suburb *
City *
Postal Code *
Have you ever been declared insolvent *
Are you currently under debt review *
Do you have any debt rearrangements *
Can we conduct a credit check *
Are you on ITC *
Your combined gross monthly income *
Your combined nett monthly income *
The value of your monthly expenses *
Additional Extra Income
Nett Surplus Income *
Loan amount
Deposit
I know exactly what I need please send me the required documentation
I知 not too sure please give me a call
This is only a enquiry, please give me more information on:

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